Efficiency Ratio Over Time
Efficiency Ratio Nantucket Bank All Insured Savings Banks in Massachusetts
06-30-2004 40.834 72.643
03-31-2004 41.385 72.407
12-31-2003 43.34 69.769
09-30-2003 43.661 68.698
06-30-2003 44.329 68.186
03-31-2003 51.439 67.955
12-31-2002 44.976 66.262