Efficiency Ratio Over Time
Efficiency Ratio Montana State Bank All Insured Commercial Banks in Montana
12-31-2016 64.338 64.895
09-30-2016 93.968 64.969
06-30-2016 65.9 65.668
03-31-2016 66.147 67.362
12-31-2015 70.917 66.223
09-30-2015 67.229 65.781
06-30-2015 66.848 66.611
03-31-2015 67.985 70.118
12-31-2014 64.251 69.177
09-30-2014 59.809 68.241
06-30-2014 59.656 68.617
03-31-2014 62.315 70.896
12-31-2013 65.075 70.315
09-30-2013 62.401 71.116
06-30-2013 65.597 71.178
03-31-2013 68.332 72.109
12-31-2012 66.704 70.582
09-30-2012 65 69.352
06-30-2012 67.694 70.259
03-31-2012 71.448 68.994
12-31-2011 65.798 67.826
09-30-2011 63.511 66.812
06-30-2011 67.28 68.138
03-31-2011 71.527 69.132
12-31-2010 70.963 70.072
09-30-2010 67.415 68.618
06-30-2010 67.259 67.636
03-31-2010 69.782 68.792
12-31-2009 71.225 68.108
09-30-2009 68.555 66.243
06-30-2009 69.864 66.609
03-31-2009 64.422 65.862
12-31-2008 65.704 63.138
09-30-2008 59.167 61.76
06-30-2008 61.554 61.85
03-31-2008 60.358 62.262
12-31-2007 63.535 61.111
09-30-2007 60.427 59.511
06-30-2007 58.244 59.733
03-31-2007 61.637 61.475
12-31-2006 53.669 58.044
09-30-2006 50.389 57.318
06-30-2006 48.842 57.671
03-31-2006 53.844 59.411
12-31-2005 56.093 59.07
09-30-2005 52.317 58.107
06-30-2005 53.344 58.855
03-31-2005 53.988 58.97
12-31-2004 61.74 60.019
09-30-2004 57.954 58.948
06-30-2004 60.358 59.793
03-31-2004 61.123 61.25
12-31-2003 59.872 61.736
09-30-2003 54.293 60.828
06-30-2003 56.97 61.17
03-31-2003 55.847 61.712
12-31-2002 59.929 61.511