Efficiency Ratio Over Time
Efficiency Ratio Millbury National Bank All Insured Commercial Banks in Massachusetts
12-31-2016 77.761 73.516
09-30-2016 79.154 73.594
06-30-2016 78.77 74.307
03-31-2016 79.895 75.078
12-31-2015 76.833 74.998
09-30-2015 77.326 75.753
06-30-2015 77.55 76.75
03-31-2015 78.912 78.252
12-31-2014 74.432 76.06
09-30-2014 74.463 75.681
06-30-2014 74.496 76.531
03-31-2014 76.316 77.665
12-31-2013 78.121 75.774
09-30-2013 78.979 75.706
06-30-2013 81.589 76.101
03-31-2013 84.231 76.778
12-31-2012 79.618 71.84
09-30-2012 80.987 71.659
06-30-2012 82.804 71.869
03-31-2012 81.773 73.809
12-31-2011 86.174 72.487
09-30-2011 87.013 73.113
06-30-2011 87.084 73.479
03-31-2011 87.266 74.927
12-31-2010 94.666 76.582
09-30-2010 93.877 76.506
06-30-2010 93.298 78.211
03-31-2010 91.776 78.554
12-31-2009 92.016 84.097
09-30-2009 93.24 87.855
06-30-2009 93.536 79.367
03-31-2009 94.834 77.744
12-31-2008 82.076 80.145
09-30-2008 82.166 78.798
06-30-2008 85.574 79.757
03-31-2008 79.307 76.94
12-31-2007 75.225 75.538
09-30-2007 74.178 75.338
06-30-2007 72.739 75.182
03-31-2007 75.572 74.082
12-31-2006 73.03 72.67
09-30-2006 74.106 72.413
06-30-2006 74.129 72.03
03-31-2006 77.535 71.404
12-31-2005 72.61 70.348
09-30-2005 74.167 70.787
06-30-2005 76.941 71.711
03-31-2005 78.22 72.599
12-31-2004 75.4 70.506
09-30-2004 77.877 69.756
06-30-2004 80.17 72.17
03-31-2004 79.805 72.018
12-31-2003 75.269 72.318
09-30-2003 77.812 71.683
06-30-2003 78.856 72.003
03-31-2003 77.094 72.088
12-31-2002 79.182 72.112