Efficiency Ratio Over Time
Efficiency Ratio Mid-State Bank & Trust All Insured Commercial Banks in California
03-31-2007 57.908 76.688
12-31-2006 55.972 80.037
09-30-2006 55.403 76.157
06-30-2006 55.336 70.367
03-31-2006 55.269 69.95
12-31-2005 53.668 74.917
09-30-2005 53.248 71.155
06-30-2005 53.425 70.343
03-31-2005 53.05 68.656
12-31-2004 57.901 71.614
09-30-2004 59.256 71.664
06-30-2004 60.188 72.622
03-31-2004 59.944 74.921
12-31-2003 56.877 78.394
09-30-2003 55.852 69.685
06-30-2003 56.395 70.304
03-31-2003 57.885 69.597
12-31-2002 57.621 70.571