Efficiency Ratio Over Time
Efficiency Ratio Merchants Bank All Insured Commercial Banks in Alabama
12-31-2016 76.471 69.238
09-30-2016 76.599 69.018
06-30-2016 74.36 69.728
03-31-2016 80.149 70.653
12-31-2015 80.605 71.218
09-30-2015 79.172 70.457
06-30-2015 79.788 70.592
03-31-2015 76.926 71.372
12-31-2014 76.96 71.785
09-30-2014 76.456 71.09
06-30-2014 78.324 71.632
03-31-2014 78.233 72.265
12-31-2013 76.98 72.589
09-30-2013 76.223 70.992
06-30-2013 78.768 71.155
03-31-2013 78.898 72.098
12-31-2012 76.113 72.371
09-30-2012 73.952 71.479
06-30-2012 76.297 71.58
03-31-2012 74.043 71.124
12-31-2011 72.914 72.839
09-30-2011 70.712 71.333
06-30-2011 74.592 71.67
03-31-2011 75.993 73.166
12-31-2010 71.947 73.319
09-30-2010 71.201 71.132
06-30-2010 71.875 70.04
03-31-2010 79.057 69.316
12-31-2009 75.303 75.318
09-30-2009 80.303 74.94
06-30-2009 79.674 77.407
03-31-2009 81.216 72.709
12-31-2008 69.147 74.406
09-30-2008 70.473 69.842
06-30-2008 71.115 69.184
03-31-2008 63.057 68.129
12-31-2007 67.234 63.817
09-30-2007 60.407 62.434
06-30-2007 62 61.116
03-31-2007 54.622 61.026
12-31-2006 68.638 59.812
09-30-2006 59.245 58.324
06-30-2006 60.837 58.46
03-31-2006 57.578 58.639
12-31-2005 65.57 59.887
09-30-2005 60.143 59.15
06-30-2005 62.374 59.137
03-31-2005 62.351 59.254
12-31-2004 65.736 60.786
09-30-2004 60.514 59.87
06-30-2004 62.245 60.106
03-31-2004 58.824 61.244
12-31-2003 64.861 61.448
09-30-2003 58.015 60.518
06-30-2003 58.985 60.565
03-31-2003 60.601 61.756
12-31-2002 65.548 59.281