Efficiency Ratio Over Time
Efficiency Ratio Merchants And Farmers Bank All Insured Commercial Banks in Georgia
12-31-2005 56.867 62.186
09-30-2005 58.157 61.255
06-30-2005 57.765 61.571
03-31-2005 55.246 62.33
12-31-2004 60.44 64.32
09-30-2004 60.63 64.404
06-30-2004 59.593 64.229
03-31-2004 58.649 64.639
12-31-2003 56.998 65.562
09-30-2003 55.656 64.676
06-30-2003 57.42 64.537
03-31-2003 57.954 65.157
12-31-2002 61.725 64.609