Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Merchants And Farmers Bank All Insured Commercial Banks in Georgia
12-31-2005 14.11 13.733
09-30-2005 12.88 13.306
06-30-2005 12.83 13.222
03-31-2005 12.97 13.275
12-31-2004 13.83 13.276
09-30-2004 12.98 13.569
06-30-2004 12.28 13.471
03-31-2004 11.96 13.613
12-31-2003 12.77 13.916
09-30-2003 12.24 14.015
06-30-2003 11.94 13.683
03-31-2003 12.08 13.654
12-31-2002 13.12 13.778