Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Mbna America Delaware, National Association All Insured Commercial Banks in Delaware
06-30-2006 13.54 36.14
03-31-2006 15.21 27.032
12-31-2005 16.36 26.53
09-30-2005 16.47 24.935
06-30-2005 15.08 28.848
03-31-2005 14.27 36.566
12-31-2004 15.79 23.582
09-30-2004 16.83 24.544
06-30-2004 17.24 23.342
03-31-2004 17.17 24.185
12-31-2003 28.38 19.752
09-30-2003 35.67 21.422
06-30-2003 26.42 19.675
03-31-2003 27.37 21.389
12-31-2002 28.06 20.342