Efficiency Ratio Over Time
Efficiency Ratio Live Oak Banking Company All Insured Commercial Banks in North Carolina
12-31-2016 64.08 75.532
09-30-2016 66.024 74.319
06-30-2016 69.396 75.125
03-31-2016 65.289 76.932
12-31-2015 61.903 77.731
09-30-2015 63.413 76.079
06-30-2015 60.744 77.664
03-31-2015 54.237 78.45
12-31-2014 59.141 78.669
09-30-2014 56.122 78.667
06-30-2014 55.934 77.432
03-31-2014 57.899 78.688
12-31-2013 66.74 79.436
09-30-2013 71.371 79.479
06-30-2013 73.356 82.122
03-31-2013 65.895 81.477
12-31-2012 57.208 84.532
09-30-2012 59.625 79.948
06-30-2012 58.035 79.66
03-31-2012 60.67 80.134
12-31-2011 52.979 83.715
09-30-2011 52.605 80.722
06-30-2011 53.038 81.672
03-31-2011 48.18 77.382
12-31-2010 52.781 81.95
09-30-2010 54.424 78.415
06-30-2010 61.023 77.394
03-31-2010 72.503 75.949
12-31-2009 64.81 90.561
09-30-2009 75.327 90.302
06-30-2009 86.942 92.008
03-31-2009 138.04 88.645
12-31-2008 233.669 98.476
09-30-2008 251.741 89.546
06-30-2008 462.678 91.254
03-31-2008 80.913
12-31-2007 78.875
09-30-2007 73.569
06-30-2007 72.15
03-31-2007 72.267
12-31-2006 76.95
09-30-2006 77.366
06-30-2006 74.294
03-31-2006 74.11
12-31-2005 68.439
09-30-2005 67.785
06-30-2005 68.405
03-31-2005 69.415
12-31-2004 78.781
09-30-2004 72.005
06-30-2004 71.326
03-31-2004 71.095
12-31-2003 70.657
09-30-2003 70.143
06-30-2003 69.896
03-31-2003 69.023
12-31-2002 69.096