Liberty National Bank
Conyers, GA — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Interest Margin Over Time
| Net Interest Margin | Liberty National Bank | All Insured Commercial Banks in Georgia |
| 12-31-2004 | 5.653 | 4.386 |
| 09-30-2004 | 4.018 | 4.37 |
| 06-30-2004 | 3.942 | 4.329 |
| 03-31-2004 | 4.163 | 4.334 |
| 12-31-2003 | 4.266 | 4.329 |
| 09-30-2003 | 4.348 | 4.316 |
| 06-30-2003 | 4.361 | 4.278 |
| 03-31-2003 | 4.71 | 4.252 |
| 12-31-2002 | 4.403 | 4.478 |