Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Liberty National Bank All Insured Commercial Banks in Georgia
12-31-2004 9 13.276
09-30-2004 8.93 13.569
06-30-2004 9.34 13.471
03-31-2004 8.98 13.613
12-31-2003 8.96 13.916
09-30-2003 8.99 14.015
06-30-2003 8.87 13.683
03-31-2003 8.88 13.654
12-31-2002 8.86 13.778