Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Legacy Bank, N.A. All Insured Commercial Banks in California
06-30-2005 19.85 15.701
03-31-2005 21.14 14.977
12-31-2004 22.4 14.478
09-30-2004 26.11 14.639
06-30-2004 30.95 14.582
03-31-2004 45.68 15.416
12-31-2003 46.82 15.254
09-30-2003 67.03 14.407
06-30-2003 90.65 14.01
03-31-2003 155.19 13.498
12-31-2002 321.73 13.579