Efficiency Ratio Over Time
Efficiency Ratio Landmark Bank, National Association All Insured Commercial Banks in Texas
06-30-2004 106.692 68.807
03-31-2004 109.598 69.055
12-31-2003 93.851 69.41
09-30-2003 96.793 68.526
06-30-2003 99.073 68.452
03-31-2003 102.985 68.632
12-31-2002 101.88 67.534