Efficiency Ratio Over Time
Efficiency Ratio Lake-Osceola State Bank All Insured Commercial Banks in Michigan
12-31-2016 68.095 71.925
09-30-2016 65.832 72.284
06-30-2016 67.049 72.703
03-31-2016 68.039 74.111
12-31-2015 73.705 73.902
09-30-2015 66.793 72.796
06-30-2015 66.463 73.108
03-31-2015 65.343 74.364
12-31-2014 71.561 75.309
09-30-2014 67.785 75.334
06-30-2014 67.217 75.605
03-31-2014 67.7 76.846
12-31-2013 67.107 74.841
09-30-2013 63.947 73.806
06-30-2013 65.324 73.811
03-31-2013 70.741 73.988
12-31-2012 69.925 71.723
09-30-2012 65.145 71.614
06-30-2012 65.71 71.839
03-31-2012 64.628 72.697
12-31-2011 72.007 73.486
09-30-2011 68.846 73.637
06-30-2011 70.99 74.221
03-31-2011 70.117 75.166
12-31-2010 67.685 74.379
09-30-2010 65.537 74.86
06-30-2010 64.266 75.739
03-31-2010 61.851 76.883
12-31-2009 68.173 82.058
09-30-2009 65.295 81.121
06-30-2009 68.245 82.109
03-31-2009 64.357 80.184
12-31-2008 66.011 80.181
09-30-2008 61.317 75.465
06-30-2008 62.992 75.619
03-31-2008 69.403 76.097
12-31-2007 67.142 72.221
09-30-2007 65.884 70.635
06-30-2007 66.593 69.92
03-31-2007 63.756 70.315
12-31-2006 64.041 66.877
09-30-2006 61.634 65.716
06-30-2006 61.169 66.171
03-31-2006 61.888 66.982
12-31-2005 61.715 64.078
09-30-2005 59.162 64.016
06-30-2005 60.031 63.808
03-31-2005 61.212 64.541
12-31-2004 62.847 64.329
09-30-2004 61.73 64.747
06-30-2004 63.238 65.538
03-31-2004 62.637 66.274
12-31-2003 61.982 63.66
09-30-2003 59.415 62.955
06-30-2003 59.504 63.034
03-31-2003 61.431 63.233
12-31-2002 61.792 62.526