Efficiency Ratio Over Time
Efficiency Ratio Keystone Community Bank All Insured Commercial Banks in Michigan
03-31-2014 74.131 76.846
12-31-2013 66.421 74.841
09-30-2013 66.02 73.806
06-30-2013 64.234 73.811
03-31-2013 65.23 73.988
12-31-2012 58.415 71.723
09-30-2012 58.607 71.614
06-30-2012 58.117 71.839
03-31-2012 57.467 72.697
12-31-2011 62.276 73.486
09-30-2011 63.55 73.637
06-30-2011 64.71 74.221
03-31-2011 65.931 75.166
12-31-2010 71.505 74.379
09-30-2010 74.503 74.86
06-30-2010 76.499 75.739
03-31-2010 85.108 76.883
12-31-2009 79.78 82.058
09-30-2009 83.643 81.121
06-30-2009 89.506 82.109
03-31-2009 100.168 80.184
12-31-2008 84.282 80.181
09-30-2008 82.555 75.465
06-30-2008 82.028 75.619
03-31-2008 81.188 76.097
12-31-2007 75.854 72.221
09-30-2007 76.495 70.635
06-30-2007 76.781 69.92
03-31-2007 79.379 70.315
12-31-2006 71.049 66.877
09-30-2006 68.639 65.716
06-30-2006 67.754 66.171
03-31-2006 65.81 66.982
12-31-2005 63.739 64.078
09-30-2005 73.967 64.016
06-30-2005 68.103 63.808
03-31-2005 66.33 64.541
12-31-2004 72.939 64.329
09-30-2004 75.557 64.747
06-30-2004 77.612 65.538
03-31-2004 76.466 66.274
12-31-2003 72.841 63.66
09-30-2003 68.614 62.955
06-30-2003 69.959 63.034
03-31-2003 70.642 63.233
12-31-2002 63.901 62.526