Key Bank Usa, National Association
Cleveland, OH — National Bank
Acquired Oct 2004
Net Interest Margin Over Time
| Net Interest Margin | Key Bank Usa, National Association | All Insured Commercial Banks in Ohio |
| 09-30-2004 | 5.173 | 4.079 |
| 06-30-2004 | 5.218 | 4.077 |
| 03-31-2004 | 5.207 | 4.094 |
| 12-31-2003 | 5.51 | 4.104 |
| 09-30-2003 | 5.636 | 4.112 |
| 06-30-2003 | 5.64 | 4.145 |
| 03-31-2003 | 5.684 | 4.157 |
| 12-31-2002 | 5.893 | 4.234 |