Efficiency Ratio Over Time
Efficiency Ratio Justin State Bank All Insured Commercial Banks in Texas
12-31-2016 65.793 66.762
09-30-2016 64.439 66.187
06-30-2016 61.043 66.286
03-31-2016 58.333 66.484
12-31-2015 66.743 67.473
09-30-2015 67.913 67.019
06-30-2015 68.615 67.62
03-31-2015 69.412 68.379
12-31-2014 63.302 67.933
09-30-2014 63.149 67.76
06-30-2014 65.149 68.348
03-31-2014 63.727 69.161
12-31-2013 64.564 70.01
09-30-2013 62.462 69.448
06-30-2013 51.619 70.111
03-31-2013 57.128 71.168
12-31-2012 72.999 70.289
09-30-2012 65.329 69.365
06-30-2012 63.482 69.7
03-31-2012 60.477 69.836
12-31-2011 78.328 71.203
09-30-2011 69.032 70.717
06-30-2011 60.04 71.672
03-31-2011 78.042 72.166
12-31-2010 71.661 72.798
09-30-2010 61.261 71.344
06-30-2010 65.958 71.672
03-31-2010 64.243 72.124
12-31-2009 69.253 72.899
09-30-2009 59.6 71.928
06-30-2009 53.922 72.628
03-31-2009 52.086 71.399
12-31-2008 53.584 70.933
09-30-2008 47.109 69.839
06-30-2008 42.612 70.152
03-31-2008 44.67 69.753
12-31-2007 54.161 68.047
09-30-2007 44.635 66.762
06-30-2007 40.46 66.933
03-31-2007 35.955 66.629
12-31-2006 57.339 66.288
09-30-2006 45.038 64.993
06-30-2006 39.864 65.249
03-31-2006 41.792 65.978
12-31-2005 55.712 67.153
09-30-2005 46.24 66.756
06-30-2005 42.66 67.031
03-31-2005 45.132 67.486
12-31-2004 54.66 69.184
09-30-2004 48.969 68.305
06-30-2004 45.729 68.807
03-31-2004 47.282 69.055
12-31-2003 58.305 69.41
09-30-2003 52.767 68.526
06-30-2003 51.447 68.452
03-31-2003 48.932 68.632
12-31-2002 56.753 67.534