Efficiency Ratio Over Time
Efficiency Ratio J. P. Morgan Trust Company, National Association All Insured Commercial Banks in California
06-30-2008 78.607 85.896
03-31-2008 85.205 85.386
12-31-2007 83.894 83.041
09-30-2007 80.858 79.26
06-30-2007 77.458 78.029
03-31-2007 80.787 76.688
12-31-2006 81.528 80.037
09-30-2006 84.04 76.157
06-30-2006 81.103 70.367
03-31-2006 70.232 69.95
12-31-2005 68.163 74.917
09-30-2005 70.587 71.155
06-30-2005 69.566 70.343
03-31-2005 73.185 68.656
12-31-2004 77.55 71.614
09-30-2004 79.347 71.664
06-30-2004 82.019 72.622
03-31-2004 87.849 74.921
12-31-2003 82.984 78.394
09-30-2003 88.109 69.685
06-30-2003 85.509 70.304
03-31-2003 87.408 69.597
12-31-2002 74.056 70.571