Efficiency Ratio Over Time
Efficiency Ratio International Bank Of California All Insured Commercial Banks in California
06-30-2005 79.63 70.343
03-31-2005 80.685 68.656
12-31-2004 84.056 71.614
09-30-2004 86.474 71.664
06-30-2004 87.369 72.622
03-31-2004 82.532 74.921
12-31-2003 82.882 78.394
09-30-2003 85.36 69.685
06-30-2003 87.016 70.304
03-31-2003 87.139 69.597
12-31-2002 84.85 70.571