Efficiency Ratio Over Time
Efficiency Ratio Interchange Bank All Insured Commercial Banks in New Jersey
12-31-2006 87.674 80.57
09-30-2006 58.161 80.45
06-30-2006 58.143 81.332
03-31-2006 56.457 84.139
12-31-2005 52.741 73.281
09-30-2005 55.87 67.202
06-30-2005 56.73 65.906
03-31-2005 57.084 66.772
12-31-2004 56.472 67.556
09-30-2004 57.367 67.43
06-30-2004 58.055 68.24
03-31-2004 60.055 68.983
12-31-2003 54.522 70.163
09-30-2003 54.567 70.632
06-30-2003 53.904 69.756
03-31-2003 54.908 70.823
12-31-2002 55.471 71.543