Efficiency Ratio Over Time
Efficiency Ratio Interbank Of New York All Insured Commercial Banks in New York
12-31-2003 67.55 66.544
09-30-2003 68.686 66.043
06-30-2003 72.945 65.608
03-31-2003 63.196 66.329
12-31-2002 59.765 68.29