Efficiency Ratio Over Time
Efficiency Ratio Inter National Bank All Insured Commercial Banks in Texas
12-31-2016 367.387 66.762
09-30-2016 65.371 66.187
06-30-2016 63.912 66.286
03-31-2016 67.077 66.484
12-31-2015 65.066 67.473
09-30-2015 65.923 67.019
06-30-2015 65.581 67.62
03-31-2015 64.017 68.379
12-31-2014 67.751 67.933
09-30-2014 67.419 67.76
06-30-2014 69.941 68.348
03-31-2014 66.802 69.161
12-31-2013 77.14 70.01
09-30-2013 77.297 69.448
06-30-2013 80.233 70.111
03-31-2013 85.041 71.168
12-31-2012 74.635 70.289
09-30-2012 74.121 69.365
06-30-2012 74.367 69.7
03-31-2012 68.875 69.836
12-31-2011 70.354 71.203
09-30-2011 67.475 70.717
06-30-2011 67.764 71.672
03-31-2011 67.576 72.166
12-31-2010 83.818 72.798
09-30-2010 72.506 71.344
06-30-2010 69.444 71.672
03-31-2010 68.63 72.124
12-31-2009 53.77 72.899
09-30-2009 50.491 71.928
06-30-2009 51.086 72.628
03-31-2009 44.909 71.399
12-31-2008 44.146 70.933
09-30-2008 43.748 69.839
06-30-2008 43.844 70.152
03-31-2008 42.417 69.753
12-31-2007 41.64 68.047
09-30-2007 41.497 66.762
06-30-2007 41.131 66.933
03-31-2007 42.809 66.629
12-31-2006 46.62 66.288
09-30-2006 42.864 64.993
06-30-2006 43.425 65.249
03-31-2006 44.664 65.978
12-31-2005 40.335 67.153
09-30-2005 38.152 66.756
06-30-2005 36.516 67.031
03-31-2005 41.781 67.486
12-31-2004 43.127 69.184
09-30-2004 42.72 68.305
06-30-2004 42.863 68.807
03-31-2004 43.934 69.055
12-31-2003 47.43 69.41
09-30-2003 46.923 68.526
06-30-2003 46.225 68.452
03-31-2003 47.35 68.632
12-31-2002 47.871 67.534