Efficiency Ratio Over Time
Efficiency Ratio Independent Bank All Insured Commercial Banks in Tennessee
12-31-2016 61.267 69.386
09-30-2016 61.908 69.074
06-30-2016 62.467 69.175
03-31-2016 64.182 69.772
12-31-2015 61.507 71.67
09-30-2015 61.685 71.393
06-30-2015 64.026 71.347
03-31-2015 67.326 71.604
12-31-2014 62.108 71.978
09-30-2014 62.833 71.431
06-30-2014 64.566 72.281
03-31-2014 66.948 72.859
12-31-2013 62.535 72.831
09-30-2013 61.038 71.947
06-30-2013 60.826 72.339
03-31-2013 60.271 73.06
12-31-2012 57.941 72.788
09-30-2012 58.285 72.3
06-30-2012 58.517 72.159
03-31-2012 58.604 70.962
12-31-2011 57.056 74.565
09-30-2011 57.78 73.347
06-30-2011 58.958 74.593
03-31-2011 60.826 74.44
12-31-2010 56.807 74.786
09-30-2010 56.696 73.288
06-30-2010 56.992 73.208
03-31-2010 56.93 74.142
12-31-2009 57.836 78.956
09-30-2009 59.389 78.914
06-30-2009 61.598 79.484
03-31-2009 61.404 76.46
12-31-2008 65.565 76.123
09-30-2008 66.703 73.333
06-30-2008 69.567 73.064
03-31-2008 72.212 73.535
12-31-2007 70.556 71.353
09-30-2007 70.527 70.14
06-30-2007 71.574 70.181
03-31-2007 71.419 69.593
12-31-2006 73.593 69.255
09-30-2006 75.663 67.968
06-30-2006 77.158 68.089
03-31-2006 78.252 68.881
12-31-2005 72.673 68.603
09-30-2005 71.942 67.371
06-30-2005 70.544 67.28
03-31-2005 68.977 67.669
12-31-2004 59.017 67.909
09-30-2004 59.352 67.78
06-30-2004 60.507 67.917
03-31-2004 61.378 67.404
12-31-2003 62.287 67.065
09-30-2003 62.792 66.477
06-30-2003 63.456 67.007
03-31-2003 65.577 67.319
12-31-2002 65.437 65.163