Efficiency Ratio Over Time
Efficiency Ratio Independent Bank All Insured Commercial Banks in Michigan
12-31-2016 72.668 71.925
09-30-2016 72.679 72.284
06-30-2016 74.537 72.703
03-31-2016 78.626 74.111
12-31-2015 75.401 73.902
09-30-2015 75.152 72.796
06-30-2015 75.691 73.108
03-31-2015 80.386 74.364
12-31-2014 79.231 75.309
09-30-2014 77.546 75.334
06-30-2014 78.499 75.605
03-31-2014 79.9 76.846
12-31-2013 81.344 74.841
09-30-2013 81.841 73.806
06-30-2013 80.157 73.811
03-31-2013 77.608 73.988
12-31-2012 75.51 71.723
09-30-2012 78.317 71.614
06-30-2012 77.832 71.839
03-31-2012 74.154 72.697
12-31-2011 92.286 73.486
09-30-2011 89.882 73.637
06-30-2011 87.944 74.221
03-31-2011 88.323 75.166
12-31-2010 90.226 74.379
09-30-2010 90.34 74.86
06-30-2010 89.934 75.739
03-31-2010 87.465 76.883
12-31-2009 92.478 82.058
09-30-2009 74.589 81.121
06-30-2009 67.557 82.109
03-31-2009 70.447 80.184
12-31-2008 101.786 80.181
09-30-2008 68.781 75.465
06-30-2008 64.643 75.619
03-31-2008 68.852 76.097
12-31-2007 63.589 72.221
09-30-2007 63.562 70.635
06-30-2007 61.926 69.92
03-31-2007 62.67 70.315
12-31-2006 64.586 66.877
09-30-2006 59.85 65.716
06-30-2006 62.623 66.171
03-31-2006 64.675 66.982
12-31-2005 48.237 64.078
09-30-2005 46.654 64.016
06-30-2005 44.466 63.808
03-31-2005 48.827 64.541
12-31-2004 59.87 64.329
09-30-2004 60.725 64.747
06-30-2004 63.265 65.538
03-31-2004 56.649 66.274
12-31-2003 53.984 63.66
09-30-2003 54.18 62.955
06-30-2003 53.428 63.034
03-31-2003 51.183 63.233
12-31-2002 54.326 62.526