Efficiency Ratio Over Time
Efficiency Ratio Independent Bank - South Michigan All Insured Commercial Banks in Michigan
06-30-2007 71.707 69.92
03-31-2007 71.222 70.315
12-31-2006 53.397 66.877
09-30-2006 53.495 65.716
06-30-2006 55.91 66.171
03-31-2006 56.548 66.982
12-31-2005 51.506 64.078
09-30-2005 53.061 64.016
06-30-2005 54.593 63.808
03-31-2005 56.759 64.541
12-31-2004 53.606 64.329
09-30-2004 55.121 64.747
06-30-2004 55.903 65.538
03-31-2004 58.911 66.274
12-31-2003 56.344 63.66
09-30-2003 56.546 62.955
06-30-2003 57.388 63.034
03-31-2003 55.701 63.233
12-31-2002 56.801 62.526