Total Capital Ratio Over Time
Total Capital Ratio Independent Bank East Michigan All Insured Commercial Banks in Michigan
06-30-2007 10.22 15.4
03-31-2007 10.35 15.363
12-31-2006 10.45 15.151
09-30-2006 10.31 15.409
06-30-2006 10.77 15.145
03-31-2006 10.53 15.079
12-31-2005 10.61 15.027
09-30-2005 10.56 15.256
06-30-2005 10.57 14.783
03-31-2005 10.61 14.881
12-31-2004 10.67 14.721
09-30-2004 10.58 14.639
06-30-2004 10.82 14.791
03-31-2004 11.18 14.73
12-31-2003 10.81 14.758
09-30-2003 11.1 14.958
06-30-2003 10.92 14.84
03-31-2003 10.89 14.865
12-31-2002 10.67 14.692