Efficiency Ratio Over Time
Efficiency Ratio Independence Community Bank All Insured Savings Banks in New York
06-30-2006 67.922 70.466
03-31-2006 57.942 70.109
12-31-2005 49.447 69.241
09-30-2005 48.092 67.609
06-30-2005 47.529 67.453
03-31-2005 45.897 67.149
12-31-2004 46.569 64.696
09-30-2004 45.961 65.084
06-30-2004 45.643 64.915
03-31-2004 48.433 64.837
12-31-2003 47.873 64.774
09-30-2003 47.32 62.46
06-30-2003 47.083 61.819
03-31-2003 46.907 60.994
12-31-2002 48.521 62.443