Efficiency Ratio Over Time
Efficiency Ratio Independence Bank All Insured Commercial Banks in Montana
12-31-2016 37.249 64.895
09-30-2016 37.062 64.969
06-30-2016 36.968 65.668
03-31-2016 36.702 67.362
12-31-2015 37.769 66.223
09-30-2015 36.54 65.781
06-30-2015 38.568 66.611
03-31-2015 37.86 70.118
12-31-2014 38.449 69.177
09-30-2014 36.206 68.241
06-30-2014 36.256 68.617
03-31-2014 34.438 70.896
12-31-2013 36.006 70.315
09-30-2013 34.878 71.116
06-30-2013 34.421 71.178
03-31-2013 34.251 72.109
12-31-2012 35.314 70.582
09-30-2012 34.33 69.352
06-30-2012 34.882 70.259
03-31-2012 33.279 68.994
12-31-2011 37.214 67.826
09-30-2011 37.255 66.812
06-30-2011 38.469 68.138
03-31-2011 41.168 69.132
12-31-2010 38.104 70.072
09-30-2010 37.039 68.618
06-30-2010 37.269 67.636
03-31-2010 41.789 68.792
12-31-2009 37.585 68.108
09-30-2009 38.035 66.243
06-30-2009 38.51 66.609
03-31-2009 38.381 65.862
12-31-2008 36.455 63.138
09-30-2008 36.451 61.76
06-30-2008 36.304 61.85
03-31-2008 37.664 62.262
12-31-2007 37.043 61.111
09-30-2007 38.925 59.511
06-30-2007 38.926 59.733
03-31-2007 39.632 61.475
12-31-2006 38.031 58.044
09-30-2006 38.698 57.318
06-30-2006 38.973 57.671
03-31-2006 40.396 59.411
12-31-2005 38.309 59.07
09-30-2005 39.627 58.107
06-30-2005 40.384 58.855
03-31-2005 40.205 58.97
12-31-2004 42.536 60.019
09-30-2004 42.099 58.948
06-30-2004 44.005 59.793
03-31-2004 43.88 61.25
12-31-2003 44.1 61.736
09-30-2003 44.537 60.828
06-30-2003 46.713 61.17
03-31-2003 48.304 61.712
12-31-2002 48.053 61.511