Hudson River Bank & Trust Company
Hudson, NY — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Leverage Ratio Over Time
| Leverage Ratio | Hudson River Bank & Trust Company | All Insured Savings Banks in New York |
| 12-31-2004 | 8.7 | 9.082 |
| 09-30-2004 | 8.2 | 8.919 |
| 06-30-2004 | 8.01 | 8.992 |
| 03-31-2004 | 7.7 | 9.236 |
| 12-31-2003 | 7.6 | 9.051 |
| 09-30-2003 | 7.35 | 9.112 |
| 06-30-2003 | 7.19 | 9.166 |
| 03-31-2003 | 7.12 | 9.287 |
| 12-31-2002 | 6.87 | 9.293 |