Efficiency Ratio Over Time
Efficiency Ratio Hsbc National Bank Usa All Insured Commercial Banks in Maryland
09-30-2008 294.492 76.225
06-30-2008 317.884 79.425
03-31-2008 534.483 74.589
12-31-2007 584.124 72.092
09-30-2007 477.71 69.78
06-30-2007 476.504 66.598
03-31-2007 478.095 67.486
12-31-2006 229.237 64.324
09-30-2006 62.96
06-30-2006 63.355
03-31-2006 65.04
12-31-2005 63.038
09-30-2005 63.109
06-30-2005 62.947
03-31-2005 63.513
12-31-2004 66.675
09-30-2004 65.184
06-30-2004 63.468
03-31-2004 63.796
12-31-2003 63.855
09-30-2003 62.07
06-30-2003 61.781
03-31-2003 62.014
12-31-2002 63.249