Efficiency Ratio Over Time
Efficiency Ratio Houghton State Bank All Insured Commercial Banks in Iowa
12-31-2016 58.318 60.34
09-30-2016 58.729 59.491
06-30-2016 60.007 59.409
03-31-2016 60.864 60.225
12-31-2015 57.712 60.496
09-30-2015 57.576 59.681
06-30-2015 57.643 60.132
03-31-2015 60.03 60.393
12-31-2014 55.707 61.018
09-30-2014 56.267 60.504
06-30-2014 55.507 61.172
03-31-2014 56.036 61.511
12-31-2013 51.073 61.468
09-30-2013 51.283 60.526
06-30-2013 51.361 61.108
03-31-2013 53.631 61.433
12-31-2012 48.737 60.798
09-30-2012 48.37 59.27
06-30-2012 48.314 59.46
03-31-2012 48.982 59.522
12-31-2011 47.176 61.164
09-30-2011 47.157 60.207
06-30-2011 48.095 61.117
03-31-2011 50.249 61.955
12-31-2010 47.19 61.606
09-30-2010 47.794 60.344
06-30-2010 48.027 60.36
03-31-2010 51.126 61.058
12-31-2009 49.3 63.35
09-30-2009 50.026 62.568
06-30-2009 54.104 63.179
03-31-2009 53.983 61.322
12-31-2008 51.538 61.499
09-30-2008 51.98 60.136
06-30-2008 53.666 61.136
03-31-2008 55.728 61.724
12-31-2007 53.322 62.773
09-30-2007 52.671 61.738
06-30-2007 51.895 62.033
03-31-2007 54.038 63.023
12-31-2006 54.608 62.678
09-30-2006 54.713 61.508
06-30-2006 54.701 61.549
03-31-2006 56.642 62.083
12-31-2005 53.351 61.109
09-30-2005 53.482 59.958
06-30-2005 54.069 59.974
03-31-2005 56.154 60.352
12-31-2004 51.422 60.659
09-30-2004 51.048 59.313
06-30-2004 51.57 59.954
03-31-2004 54.55 60.454
12-31-2003 51.608 60.721
09-30-2003 51.885 59.436
06-30-2003 53.319 59.565
03-31-2003 53.526 60.143
12-31-2002 48.819 59.278