Efficiency Ratio Over Time
Efficiency Ratio Horizon Community Bank All Insured Commercial Banks in Arizona
12-31-2016 80.375 82.243
09-30-2016 81.086 79.416
06-30-2016 83.088 79.139
03-31-2016 87.419 79.225
12-31-2015 87.703 82.57
09-30-2015 87.218 82.661
06-30-2015 85.099 84.484
03-31-2015 84.735 83.48
12-31-2014 82.908 84.321
09-30-2014 83.583 84.084
06-30-2014 87.837 85.951
03-31-2014 88.922 87.504
12-31-2013 87.273 86.169
09-30-2013 82.933 81.183
06-30-2013 79.742 80.475
03-31-2013 82.628 91.639
12-31-2012 87.531 91.046
09-30-2012 88.352 91.362
06-30-2012 88.296 94.699
03-31-2012 84.81 93.801
12-31-2011 93.676 102.955
09-30-2011 96.376 99.845
06-30-2011 102.351 102.591
03-31-2011 101.119 106.677
12-31-2010 101.2 123.468
09-30-2010 102.96 108.45
06-30-2010 92.458 112.636
03-31-2010 95.543 90.243
12-31-2009 152.557 119.167
09-30-2009 119.582 134.533
06-30-2009 116.753 142.228
03-31-2009 111.581 134.603
12-31-2008 88.634 151.107
09-30-2008 82.118 124.798
06-30-2008 81.266 128.095
03-31-2008 82.705 131.758
12-31-2007 69.766 142.12
09-30-2007 67.476 126.608
06-30-2007 67.678 104.915
03-31-2007 67.282 86.418
12-31-2006 66.308 92.508
09-30-2006 66.342 86.432
06-30-2006 67.922 79.483
03-31-2006 70.991 68.127
12-31-2005 85.634 72.226
09-30-2005 80.041 72.565
06-30-2005 81.054 72.612
03-31-2005 84.538 74.043
12-31-2004 79.981 74.304
09-30-2004 78.061 75.867
06-30-2004 77.405 78.373
03-31-2004 80.965 77.094
12-31-2003 128.487 94.762
09-30-2003 145.043 90.81
06-30-2003 171.454 95.041
03-31-2003 232.643 101.157
12-31-2002 1856.818 156.426