Horizon Capital Bank
Houston, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2005
Estimated Tax Benefit from Tax-Exempt Loan Income Over Time
| Estimated Tax Benefit from Tax-Exempt Loan Income | Horizon Capital Bank | All Insured Commercial Banks in Texas |
| 09-30-2005 | 20,000 | 51,577 |
| 06-30-2005 | 13,000 | 36,192 |
| 03-31-2005 | 7,000 | 18,345 |
| 12-31-2004 | 28,000 | 61,990 |
| 09-30-2004 | 21,000 | 44,669 |
| 06-30-2004 | 14,000 | 29,896 |
| 03-31-2004 | 7,000 | 15,928 |
| 12-31-2003 | 29,000 | 55,256 |
| 09-30-2003 | 22,000 | 44,068 |
| 06-30-2003 | 15,000 | 30,179 |
| 03-31-2003 | 7,000 | 15,921 |
| 12-31-2002 | 30,000 | 53,817 |