Horizon Capital Bank
Houston, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2005
Net Interest Margin Over Time
| Net Interest Margin | Horizon Capital Bank | All Insured Commercial Banks in Texas |
| 09-30-2005 | 4.987 | 4.458 |
| 06-30-2005 | 4.775 | 4.405 |
| 03-31-2005 | 4.559 | 4.377 |
| 12-31-2004 | 4.184 | 4.362 |
| 09-30-2004 | 4.138 | 4.344 |
| 06-30-2004 | 4.118 | 4.301 |
| 03-31-2004 | 3.987 | 4.304 |
| 12-31-2003 | 4.072 | 4.327 |
| 09-30-2003 | 4.098 | 4.323 |
| 06-30-2003 | 4.165 | 4.347 |
| 03-31-2003 | 4.329 | 4.348 |
| 12-31-2002 | 4.808 | 4.573 |