Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Horizon Capital Bank All Insured Commercial Banks in Texas
09-30-2005 12.98 17.138
06-30-2005 11.68 17.245
03-31-2005 11.44 17.369
12-31-2004 11.82 17.12
09-30-2004 11.53 17.344
06-30-2004 11.05 17.209
03-31-2004 11.51 17.325
12-31-2003 11.87 17.049
09-30-2003 12.19 17.144
06-30-2003 11.89 16.9
03-31-2003 11.92 16.919
12-31-2002 12.55 16.71