Leverage Ratio Over Time
Leverage Ratio Horizon Capital Bank All Insured Commercial Banks in Texas
09-30-2005 10.56 10.213
06-30-2005 9.5 10.119
03-31-2005 8.73 10.046
12-31-2004 8.67 9.979
09-30-2004 8.56 10.144
06-30-2004 8.74 9.931
03-31-2004 8.48 9.847
12-31-2003 8.71 9.74
09-30-2003 8.78 9.841
06-30-2003 8.73 9.717
03-31-2003 9.62 9.659
12-31-2002 10.42 9.595