Efficiency Ratio Over Time
Efficiency Ratio Horizon Bank All Insured Commercial Banks in Alabama
12-31-2016 77.974 69.238
09-30-2016 72.757 69.018
06-30-2016 73.761 69.728
03-31-2016 72.69 70.653
12-31-2015 78.133 71.218
09-30-2015 74.26 70.457
06-30-2015 76.655 70.592
03-31-2015 73.41 71.372
12-31-2014 83.996 71.785
09-30-2014 80.532 71.09
06-30-2014 86.277 71.632
03-31-2014 113.894 72.265
12-31-2013 67.393 72.589
09-30-2013 69.562 70.992
06-30-2013 69.163 71.155
03-31-2013 73.536 72.098
12-31-2012 64.824 72.371
09-30-2012 55.413 71.479
06-30-2012 54.015 71.58
03-31-2012 53.333 71.124
12-31-2011 56.56 72.839
09-30-2011 51.105 71.333
06-30-2011 52.796 71.67
03-31-2011 49.388 73.166
12-31-2010 51.589 73.319
09-30-2010 46.865 71.132
06-30-2010 44.109 70.04
03-31-2010 52.661 69.316
12-31-2009 56.612 75.318
09-30-2009 52.06 74.94
06-30-2009 54.316 77.407
03-31-2009 52.507 72.709
12-31-2008 61.614 74.406
09-30-2008 61.441 69.842
06-30-2008 65.348 69.184
03-31-2008 65.652 68.129
12-31-2007 62.021 63.817
09-30-2007 58.727 62.434
06-30-2007 60.094 61.116
03-31-2007 59.637 61.026
12-31-2006 62.788 59.812
09-30-2006 59.014 58.324
06-30-2006 58.413 58.46
03-31-2006 59.807 58.639
12-31-2005 62.781 59.887
09-30-2005 56.472 59.15
06-30-2005 55.141 59.137
03-31-2005 54.168 59.254
12-31-2004 62.449 60.786
09-30-2004 59.009 59.87
06-30-2004 49.213 60.106
03-31-2004 53.107 61.244
12-31-2003 59.686 61.448
09-30-2003 53.593 60.518
06-30-2003 55.654 60.565
03-31-2003 55.769 61.756
12-31-2002 52.55 59.281