Efficiency Ratio Over Time
Efficiency Ratio Horizon Bank All Insured Commercial Banks in Washington
12-31-2009 180.825 99.119
09-30-2009 167.917 95.573
06-30-2009 145.018 94.523
03-31-2009 110.132 90.272
12-31-2008 59.006 88.221
09-30-2008 54.281 82.838
06-30-2008 51.877 77.414
03-31-2008 48.016 76.416
12-31-2007 46.556 69.915
09-30-2007 46.7 69.014
06-30-2007 47.257 69.474
03-31-2007 48.398 70.853
12-31-2006 46.018 76.614
09-30-2006 46.033 68.626
06-30-2006 46.232 67.794
03-31-2006 47.551 66.171
12-31-2005 50.053 69.754
09-30-2005 50.156 68.233
06-30-2005 50.645 69.806
03-31-2005 51.625 69.147
12-31-2004 51.009 68.196
09-30-2004 50.415 68.04
06-30-2004 49.346 69.093
03-31-2004 47.404 69.721
12-31-2003 46.882 69.779
09-30-2003 45.025 69.287
06-30-2003 43.647 71.259
03-31-2003 41.714 71.921
12-31-2002 45.024 74.045