Efficiency Ratio Over Time
Efficiency Ratio Horizon Bank All Insured Commercial Banks in Minnesota
03-31-2009 1009.259 72.218
12-31-2008 156.376 70.751
09-30-2008 170.473 69.076
06-30-2008 131.203 68.994
03-31-2008 101.215 69.012
12-31-2007 87.11 67.104
09-30-2007 75.847 65.982
06-30-2007 70.064 66.544
03-31-2007 66.667 66.538
12-31-2006 62.941 64.583
09-30-2006 62.962 63.158
06-30-2006 62.927 63.582
03-31-2006 61.384 64.084
12-31-2005 56.39 63.714
09-30-2005 57.406 62.201
06-30-2005 57.943 62.651
03-31-2005 59.078 62.926
12-31-2004 56.613 63.335
09-30-2004 57.571 61.98
06-30-2004 57.265 62.61
03-31-2004 57.463 63.48
12-31-2003 52.466 63.289
09-30-2003 54.53 61.468
06-30-2003 55.159 61.298
03-31-2003 55.069 62.209
12-31-2002 60.062 61.807