Efficiency Ratio Over Time
Efficiency Ratio Horizon Bank, National Association All Insured Commercial Banks in Indiana
12-31-2016 70.314 66.445
09-30-2016 69.093 66.912
06-30-2016 68.631 67.155
03-31-2016 68.517 67.086
12-31-2015 67.558 68.066
09-30-2015 68.13 67.993
06-30-2015 63.944 67.83
03-31-2015 64.374 68.949
12-31-2014 66.692 68.011
09-30-2014 67.449 67.594
06-30-2014 69.493 68.176
03-31-2014 74.385 69.09
12-31-2013 63.981 68.649
09-30-2013 60.819 68.553
06-30-2013 58.959 68.081
03-31-2013 57.381 68.373
12-31-2012 59.239 67.152
09-30-2012 58.936 66.858
06-30-2012 57.412 67.789
03-31-2012 56.73 67.648
12-31-2011 64.334 67.335
09-30-2011 63.729 67.243
06-30-2011 62.638 67.778
03-31-2011 62.902 67.952
12-31-2010 59.186 68.153
09-30-2010 59.055 67.539
06-30-2010 59.462 68.143
03-31-2010 60.312 68.798
12-31-2009 56.719 71.364
09-30-2009 56.082 71.911
06-30-2009 56.804 72.042
03-31-2009 55.046 69.771
12-31-2008 58.694 69.256
09-30-2008 58.907 67.705
06-30-2008 58.498 67.865
03-31-2008 60.167 68.265
12-31-2007 62.376 68.016
09-30-2007 64.507 67.321
06-30-2007 66.122 67.406
03-31-2007 66.38 67.338
12-31-2006 64.392 66.523
09-30-2006 64.831 65.695
06-30-2006 65.943 65.656
03-31-2006 67.463 66.077
12-31-2005 65.488 65.617
09-30-2005 66.703 65.596
06-30-2005 68.061 65.579
03-31-2005 70.776 66.006
12-31-2004 66.139 65.999
09-30-2004 66.686 65.242
06-30-2004 66.498 65.757
03-31-2004 67.792 66.1
12-31-2003 64.5 63.889
09-30-2003 62.215 62.988
06-30-2003 63.064 62.52
03-31-2003 62.732 62.69
12-31-2002 66.343 61.138