Efficiency Ratio Over Time
Efficiency Ratio Hoosier Heartland State Bank All Insured Commercial Banks in Indiana
12-31-2016 73.847 66.445
09-30-2016 72.317 66.912
06-30-2016 73.327 67.155
03-31-2016 72.747 67.086
12-31-2015 74.258 68.066
09-30-2015 72.388 67.993
06-30-2015 73.65 67.83
03-31-2015 76.651 68.949
12-31-2014 72.715 68.011
09-30-2014 74.287 67.594
06-30-2014 75.741 68.176
03-31-2014 77.889 69.09
12-31-2013 71.562 68.649
09-30-2013 69.775 68.553
06-30-2013 67.84 68.081
03-31-2013 70.871 68.373
12-31-2012 77.343 67.152
09-30-2012 78.543 66.858
06-30-2012 81.108 67.789
03-31-2012 81.355 67.648
12-31-2011 72.681 67.335
09-30-2011 75.926 67.243
06-30-2011 76.882 67.778
03-31-2011 78.151 67.952
12-31-2010 72.735 68.153
09-30-2010 71.25 67.539
06-30-2010 74.082 68.143
03-31-2010 75.874 68.798
12-31-2009 81.635 71.364
09-30-2009 80.652 71.911
06-30-2009 88.378 72.042
03-31-2009 72.721 69.771
12-31-2008 140.476 69.256
09-30-2008 82.039 67.705
06-30-2008 84.697 67.865
03-31-2008 83.533 68.265
12-31-2007 78.845 68.016
09-30-2007 77.818 67.321
06-30-2007 77.262 67.406
03-31-2007 76.642 67.338
12-31-2006 78.895 66.523
09-30-2006 75.495 65.695
06-30-2006 76.313 65.656
03-31-2006 74.505 66.077
12-31-2005 69.377 65.617
09-30-2005 62.945 65.596
06-30-2005 61.87 65.579
03-31-2005 63.043 66.006
12-31-2004 68.339 65.999
09-30-2004 65.384 65.242
06-30-2004 65.32 65.757
03-31-2004 70.314 66.1
12-31-2003 64.89 63.889
09-30-2003 62.076 62.988
06-30-2003 61.231 62.52
03-31-2003 54.653 62.69
12-31-2002 66.905 61.138