Efficiency Ratio Over Time
Efficiency Ratio Home State Bank All Insured Commercial Banks in Iowa
12-31-2016 41.368 60.34
09-30-2016 37.378 59.491
06-30-2016 38.108 59.409
03-31-2016 38.651 60.225
12-31-2015 42.076 60.496
09-30-2015 38.89 59.681
06-30-2015 40.105 60.132
03-31-2015 41.452 60.393
12-31-2014 42.924 61.018
09-30-2014 38.569 60.504
06-30-2014 38.622 61.172
03-31-2014 37.44 61.511
12-31-2013 43.741 61.468
09-30-2013 39.746 60.526
06-30-2013 39.077 61.108
03-31-2013 38.876 61.433
12-31-2012 45.395 60.798
09-30-2012 40.489 59.27
06-30-2012 34 59.46
03-31-2012 34.056 59.522
12-31-2011 43.183 61.164
09-30-2011 39.813 60.207
06-30-2011 44.804 61.117
03-31-2011 54.576 61.955
12-31-2010 38.593 61.606
09-30-2010 34.232 60.344
06-30-2010 35.465 60.36
03-31-2010 36.924 61.058
12-31-2009 39.392 63.35
09-30-2009 35.57 62.568
06-30-2009 34.224 63.179
03-31-2009 36.153 61.322
12-31-2008 38.868 61.499
09-30-2008 32.654 60.136
06-30-2008 32.948 61.136
03-31-2008 31.884 61.724
12-31-2007 32.545 62.773
09-30-2007 28.478 61.738
06-30-2007 30.066 62.033
03-31-2007 33.17 63.023
12-31-2006 31.097 62.678
09-30-2006 28.016 61.508
06-30-2006 28.526 61.549
03-31-2006 30.192 62.083
12-31-2005 33.766 61.109
09-30-2005 30.733 59.958
06-30-2005 32.255 59.974
03-31-2005 32.155 60.352
12-31-2004 36.211 60.659
09-30-2004 31.376 59.313
06-30-2004 32.027 59.954
03-31-2004 29.168 60.454
12-31-2003 34.957 60.721
09-30-2003 31.596 59.436
06-30-2003 30.509 59.565
03-31-2003 31.804 60.143
12-31-2002 32.278 59.278