Efficiency Ratio Over Time
Efficiency Ratio Home Loan Investment Bank, F.S.B.
12-31-2016 78.805
09-30-2016 81.881
06-30-2016 85.476
03-31-2016 87.277
12-31-2015 84.84
09-30-2015 85.509
06-30-2015 86.546
03-31-2015 83.016
12-31-2014 86.27
09-30-2014 90.873
06-30-2014 94.258
03-31-2014 95.424
12-31-2013 94.452
09-30-2013 95.26
06-30-2013 90.813
03-31-2013 91.31
12-31-2012 96.624
09-30-2012 97.707
06-30-2012 94.293
03-31-2012 95.482