Efficiency Ratio Over Time
Efficiency Ratio Hill Bank & Trust Co. All Insured Commercial Banks in Texas
12-31-2016 46.178 66.762
09-30-2016 47.073 66.187
06-30-2016 47.151 66.286
03-31-2016 45.726 66.484
12-31-2015 50.487 67.473
09-30-2015 50.243 67.019
06-30-2015 50.834 67.62
03-31-2015 48.372 68.379
12-31-2014 52.253 67.933
09-30-2014 52.168 67.76
06-30-2014 53.625 68.348
03-31-2014 51.881 69.161
12-31-2013 48.966 70.01
09-30-2013 48.045 69.448
06-30-2013 47.144 70.111
03-31-2013 45.764 71.168
12-31-2012 48.36 70.289
09-30-2012 47.511 69.365
06-30-2012 47.307 69.7
03-31-2012 47.057 69.836
12-31-2011 49.085 71.203
09-30-2011 49.273 70.717
06-30-2011 48.484 71.672
03-31-2011 50.576 72.166
12-31-2010 51.883 72.798
09-30-2010 52.748 71.344
06-30-2010 54.133 71.672
03-31-2010 52.47 72.124
12-31-2009 61.596 72.899
09-30-2009 60.515 71.928
06-30-2009 63.584 72.628
03-31-2009 62.626 71.399
12-31-2008 59.93 70.933
09-30-2008 61.127 69.839
06-30-2008 62.813 70.152
03-31-2008 59.015 69.753
12-31-2007 54.865 68.047
09-30-2007 53.282 66.762
06-30-2007 51.965 66.933
03-31-2007 56.559 66.629
12-31-2006 65.319 66.288
09-30-2006 63.803 64.993
06-30-2006 62.931 65.249
03-31-2006 59.935 65.978
12-31-2005 56.76 67.153
09-30-2005 54.283 66.756
06-30-2005 54.043 67.031
03-31-2005 52.727 67.486
12-31-2004 55.641 69.184
09-30-2004 55.248 68.305
06-30-2004 56.631 68.807
03-31-2004 51.573 69.055
12-31-2003 54.294 69.41
09-30-2003 53.007 68.526
06-30-2003 53.787 68.452
03-31-2003 52.853 68.632
12-31-2002 54.069 67.534