Highlands State Bank
Vernon, NJ — Non-member Bank
Active
Loan-to-Deposit Over Time
| Loan-to-Deposit | Highlands State Bank | All Insured Commercial Banks in New Jersey |
| 12-31-2016 | 97.72 | 86.355 |
| 09-30-2016 | 95.665 | 84.757 |
| 06-30-2016 | 103.279 | 85.06 |
| 03-31-2016 | 110.066 | 85.31 |
| 12-31-2015 | 106.531 | 86.117 |
| 09-30-2015 | 102.717 | 86.157 |
| 06-30-2015 | 103.184 | 86.607 |
| 03-31-2015 | 103.363 | 84.858 |
| 12-31-2014 | 101.274 | 84.205 |
| 09-30-2014 | 100.168 | 82.664 |
| 06-30-2014 | 101.723 | 82.597 |
| 03-31-2014 | 94.271 | 81.04 |
| 12-31-2013 | 96.077 | 80.304 |
| 09-30-2013 | 92.216 | 79.434 |
| 06-30-2013 | 88.676 | 79.29 |
| 03-31-2013 | 91.696 | 79.493 |
| 12-31-2012 | 95.789 | 80.143 |
| 09-30-2012 | 93.448 | 79.722 |
| 06-30-2012 | 90.476 | 79.341 |
| 03-31-2012 | 87.453 | 78.116 |
| 12-31-2011 | 92.819 | 79.99 |
| 09-30-2011 | 94.826 | 79.628 |
| 06-30-2011 | 90.234 | 80.548 |
| 03-31-2011 | 86.552 | 80.89 |
| 12-31-2010 | 88.543 | 82.015 |
| 09-30-2010 | 81.056 | 80.118 |
| 06-30-2010 | 79.001 | 79.617 |
| 03-31-2010 | 80.321 | 81.707 |
| 12-31-2009 | 78.339 | 82.467 |
| 09-30-2009 | 76.274 | 80.802 |
| 06-30-2009 | 90.269 | 83.166 |
| 03-31-2009 | 92.527 | 82.614 |
| 12-31-2008 | 92.43 | 87.012 |
| 09-30-2008 | 102.923 | 89.368 |
| 06-30-2008 | 92.476 | 89.416 |
| 03-31-2008 | 99.646 | 86.642 |
| 12-31-2007 | 93.401 | 87.199 |
| 09-30-2007 | 80.63 | 83.298 |
| 06-30-2007 | 76.353 | 82.865 |
| 03-31-2007 | 52.037 | 82.044 |
| 12-31-2006 | 34.445 | 80.992 |
| 09-30-2006 | 23.225 | 80.838 |
| 06-30-2006 | 18.734 | 81.031 |
| 03-31-2006 | 1.494 | 79.419 |
| 12-31-2005 | 78.338 | |
| 09-30-2005 | 77.611 | |
| 06-30-2005 | 75.616 | |
| 03-31-2005 | 76.797 | |
| 12-31-2004 | 77.171 | |
| 09-30-2004 | 75.084 | |
| 06-30-2004 | 72.885 | |
| 03-31-2004 | 71.829 | |
| 12-31-2003 | 72.809 | |
| 09-30-2003 | 71.487 | |
| 06-30-2003 | 68.877 | |
| 03-31-2003 | 69.202 | |
| 12-31-2002 | 69.422 |