Highlands State Bank
Vernon, NJ — Non-member Bank
Active
Total Capital Ratio Over Time
| Total Capital Ratio | Highlands State Bank | All Insured Commercial Banks in New Jersey |
| 12-31-2016 | 12.3 | 14.399 |
| 09-30-2016 | 10.24 | 14.322 |
| 06-30-2016 | 10.5 | 13.745 |
| 03-31-2016 | 11.04 | 13.71 |
| 12-31-2015 | 11.08 | 13.626 |
| 09-30-2015 | 10.83 | 13.604 |
| 06-30-2015 | 10.99 | 13.446 |
| 03-31-2015 | 10.55 | 13.438 |
| 12-31-2014 | 11.48 | 13.653 |
| 09-30-2014 | 12.2 | 13.818 |
| 06-30-2014 | 12.45 | 13.825 |
| 03-31-2014 | 11.31 | 13.854 |
| 12-31-2013 | 10.53 | 13.976 |
| 09-30-2013 | 11.33 | 14.223 |
| 06-30-2013 | 11.35 | 14.152 |
| 03-31-2013 | 11.56 | 14.362 |
| 12-31-2012 | 11.91 | 14.105 |
| 09-30-2012 | 12.26 | 14.487 |
| 06-30-2012 | 12.69 | 14.496 |
| 03-31-2012 | 12.95 | 14.661 |
| 12-31-2011 | 13.56 | 14.418 |
| 09-30-2011 | 13.29 | 14.594 |
| 06-30-2011 | 12.34 | 14.533 |
| 03-31-2011 | 12.57 | 14.725 |
| 12-31-2010 | 12.21 | 14.573 |
| 09-30-2010 | 12.53 | 14.198 |
| 06-30-2010 | 12.52 | 13.92 |
| 03-31-2010 | 12.46 | 13.989 |
| 12-31-2009 | 12.59 | 14.037 |
| 09-30-2009 | 12.23 | 14.514 |
| 06-30-2009 | 13.34 | 14.916 |
| 03-31-2009 | 11.57 | 16.999 |
| 12-31-2008 | 12.4 | 17.882 |
| 09-30-2008 | 15.24 | 16.774 |
| 06-30-2008 | 17.68 | 16.225 |
| 03-31-2008 | 20.93 | 16.231 |
| 12-31-2007 | 25.31 | 16.869 |
| 09-30-2007 | 28.8 | 16.627 |
| 06-30-2007 | 33.97 | 17.457 |
| 03-31-2007 | 47.24 | 16.247 |
| 12-31-2006 | 59.88 | 15.86 |
| 09-30-2006 | 86.76 | 17.328 |
| 06-30-2006 | 109.33 | 18.878 |
| 03-31-2006 | 178.72 | 20.698 |
| 12-31-2005 | 269.66 | 17.074 |
| 09-30-2005 | 15.416 | |
| 06-30-2005 | 14.841 | |
| 03-31-2005 | 15.629 | |
| 12-31-2004 | 15.016 | |
| 09-30-2004 | 14.929 | |
| 06-30-2004 | 14.931 | |
| 03-31-2004 | 15.048 | |
| 12-31-2003 | 15.142 | |
| 09-30-2003 | 15.407 | |
| 06-30-2003 | 14.832 | |
| 03-31-2003 | 15.421 | |
| 12-31-2002 | 15.26 |