Highlands State Bank
Vernon, NJ — Non-member Bank
Active
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | Highlands State Bank | All Insured Commercial Banks in New Jersey |
| 12-31-2016 | 11.2 | 13.207 |
| 09-30-2016 | 9.13 | 13.107 |
| 06-30-2016 | 9.38 | 12.506 |
| 03-31-2016 | 9.91 | 12.477 |
| 12-31-2015 | 9.87 | 12.389 |
| 09-30-2015 | 9.62 | 12.369 |
| 06-30-2015 | 9.78 | 12.187 |
| 03-31-2015 | 9.39 | 12.228 |
| 12-31-2014 | 10.31 | 12.433 |
| 09-30-2014 | 11.02 | 12.624 |
| 06-30-2014 | 11.2 | 12.592 |
| 03-31-2014 | 10.06 | 12.593 |
| 12-31-2013 | 9.29 | 12.711 |
| 09-30-2013 | 10.08 | 12.963 |
| 06-30-2013 | 10.1 | 12.888 |
| 03-31-2013 | 10.31 | 13.109 |
| 12-31-2012 | 10.66 | 12.86 |
| 09-30-2012 | 11 | 13.235 |
| 06-30-2012 | 11.44 | 13.224 |
| 03-31-2012 | 11.7 | 13.365 |
| 12-31-2011 | 12.3 | 13.14 |
| 09-30-2011 | 12.03 | 13.305 |
| 06-30-2011 | 11.09 | 13.232 |
| 03-31-2011 | 11.32 | 13.416 |
| 12-31-2010 | 10.98 | 13.277 |
| 09-30-2010 | 11.28 | 12.899 |
| 06-30-2010 | 11.27 | 12.617 |
| 03-31-2010 | 11.3 | 12.699 |
| 12-31-2009 | 11.48 | 12.708 |
| 09-30-2009 | 10.98 | 13.221 |
| 06-30-2009 | 12.08 | 13.646 |
| 03-31-2009 | 10.36 | 15.838 |
| 12-31-2008 | 11.29 | 16.724 |
| 09-30-2008 | 14.36 | 15.639 |
| 06-30-2008 | 16.79 | 15.066 |
| 03-31-2008 | 20.03 | 15.149 |
| 12-31-2007 | 24.45 | 15.752 |
| 09-30-2007 | 27.92 | 15.526 |
| 06-30-2007 | 33.12 | 16.387 |
| 03-31-2007 | 46.52 | 15.135 |
| 12-31-2006 | 59.33 | 14.792 |
| 09-30-2006 | 86.22 | 16.272 |
| 06-30-2006 | 108.87 | 17.884 |
| 03-31-2006 | 178.7 | 19.748 |
| 12-31-2005 | 269.66 | 16.033 |
| 09-30-2005 | 14.381 | |
| 06-30-2005 | 13.839 | |
| 03-31-2005 | 14.601 | |
| 12-31-2004 | 13.978 | |
| 09-30-2004 | 13.871 | |
| 06-30-2004 | 13.86 | |
| 03-31-2004 | 13.977 | |
| 12-31-2003 | 14.074 | |
| 09-30-2003 | 14.32 | |
| 06-30-2003 | 13.712 | |
| 03-31-2003 | 14.342 | |
| 12-31-2002 | 14.172 |