Highlands State Bank
Vernon, NJ — Non-member Bank
Active
Leverage Ratio Over Time
| Leverage Ratio | Highlands State Bank | All Insured Commercial Banks in New Jersey |
| 12-31-2016 | 9.3 | 9.818 |
| 09-30-2016 | 8.09 | 9.637 |
| 06-30-2016 | 8.62 | 9.399 |
| 03-31-2016 | 9 | 9.383 |
| 12-31-2015 | 8.82 | 9.408 |
| 09-30-2015 | 8.61 | 9.414 |
| 06-30-2015 | 8.9 | 9.389 |
| 03-31-2015 | 8.81 | 9.383 |
| 12-31-2014 | 9.49 | 9.336 |
| 09-30-2014 | 9.69 | 9.515 |
| 06-30-2014 | 10.12 | 9.584 |
| 03-31-2014 | 8.61 | 9.501 |
| 12-31-2013 | 9.15 | 9.49 |
| 09-30-2013 | 9.46 | 9.569 |
| 06-30-2013 | 9.54 | 9.525 |
| 03-31-2013 | 9.53 | 9.574 |
| 12-31-2012 | 9.66 | 9.443 |
| 09-30-2012 | 9.8 | 9.589 |
| 06-30-2012 | 9.92 | 9.451 |
| 03-31-2012 | 10.5 | 9.532 |
| 12-31-2011 | 10.72 | 9.486 |
| 09-30-2011 | 10.22 | 9.689 |
| 06-30-2011 | 9.41 | 9.54 |
| 03-31-2011 | 9.27 | 9.671 |
| 12-31-2010 | 9.08 | 9.57 |
| 09-30-2010 | 8.87 | 9.394 |
| 06-30-2010 | 9.07 | 9.203 |
| 03-31-2010 | 8.99 | 9.268 |
| 12-31-2009 | 8.97 | 9.174 |
| 09-30-2009 | 9.19 | 9.607 |
| 06-30-2009 | 10.91 | 10.234 |
| 03-31-2009 | 9.54 | 11.601 |
| 12-31-2008 | 17 | 12.293 |
| 09-30-2008 | 13.28 | 11.863 |
| 06-30-2008 | 14.88 | 11.535 |
| 03-31-2008 | 17.47 | 11.278 |
| 12-31-2007 | 20.6 | 11.981 |
| 09-30-2007 | 21.11 | 11.307 |
| 06-30-2007 | 23.95 | 11.974 |
| 03-31-2007 | 25.64 | 11.064 |
| 12-31-2006 | 28.08 | 10.735 |
| 09-30-2006 | 32.38 | 11.586 |
| 06-30-2006 | 38.01 | 12.146 |
| 03-31-2006 | 48.52 | 11.909 |
| 12-31-2005 | 110.09 | 10.173 |
| 09-30-2005 | 9.741 | |
| 06-30-2005 | 9.52 | |
| 03-31-2005 | 9.619 | |
| 12-31-2004 | 9.495 | |
| 09-30-2004 | 9.459 | |
| 06-30-2004 | 9.486 | |
| 03-31-2004 | 9.433 | |
| 12-31-2003 | 9.378 | |
| 09-30-2003 | 9.339 | |
| 06-30-2003 | 9.182 | |
| 03-31-2003 | 9.367 | |
| 12-31-2002 | 9.317 |