Efficiency Ratio Over Time
Efficiency Ratio Highlands Community Bank All Insured Commercial Banks in Virginia
12-31-2016 56.947 71.157
09-30-2016 55.858 70.908
06-30-2016 59.77 71.937
03-31-2016 60.624 72.09
12-31-2015 58.05 73.115
09-30-2015 58.539 72.582
06-30-2015 59.123 72.892
03-31-2015 59.424 73.075
12-31-2014 55.964 72.894
09-30-2014 55.808 72.86
06-30-2014 56.464 73.892
03-31-2014 57.529 73.799
12-31-2013 56.203 74.134
09-30-2013 56.572 74.081
06-30-2013 57.563 73.673
03-31-2013 60.186 74.238
12-31-2012 58.768 74.326
09-30-2012 57.426 74.638
06-30-2012 57.129 74.273
03-31-2012 55.812 73.428
12-31-2011 56.785 73.91
09-30-2011 56.781 74.056
06-30-2011 57.267 75.918
03-31-2011 58.423 75.801
12-31-2010 62.661 74.128
09-30-2010 63.744 73.27
06-30-2010 64.414 74.768
03-31-2010 63.527 75.576
12-31-2009 66.36 83.617
09-30-2009 65.131 82.693
06-30-2009 64.032 84.982
03-31-2009 63.384 80.855
12-31-2008 66.336 80.337
09-30-2008 75.242 79.793
06-30-2008 72.199 79.253
03-31-2008 71.284 79.735
12-31-2007 69.194 75.779
09-30-2007 68.653 73.367
06-30-2007 68.164 71.152
03-31-2007 68.918 71.522
12-31-2006 72.433 70.382
09-30-2006 72.709 66.252
06-30-2006 73.738 66.809
03-31-2006 74.362 66.465
12-31-2005 77.202 66.06
09-30-2005 76.676 64.247
06-30-2005 76.413 64.679
03-31-2005 77.007 65.369
12-31-2004 70.703 65.278
09-30-2004 67.546 64.991
06-30-2004 73.803 65.483
03-31-2004 77.031 65.972
12-31-2003 107.403 64.911
09-30-2003 110.067 64.352
06-30-2003 124.118 63.374
03-31-2003 155.2 62.719
12-31-2002 384.354 63.6