Efficiency Ratio Over Time
Efficiency Ratio Heritage State Bank All Insured Commercial Banks in Missouri
12-31-2016 79.182 67.758
09-30-2016 78.988 67.313
06-30-2016 77.857 67.54
03-31-2016 81.259 68.056
12-31-2015 73.382 68.642
09-30-2015 71.193 68.174
06-30-2015 71.519 68.644
03-31-2015 70.995 68.805
12-31-2014 73.887 69.102
09-30-2014 74.399 68.422
06-30-2014 75.115 68.809
03-31-2014 75.732 69.047
12-31-2013 72.559 68.906
09-30-2013 74.215 68.118
06-30-2013 74.373 68.09
03-31-2013 75.788 68.925
12-31-2012 68.674 68.431
09-30-2012 67.643 67.741
06-30-2012 67.151 67.937
03-31-2012 65.176 68.045
12-31-2011 71.395 68.731
09-30-2011 78.185 68.596
06-30-2011 80.481 69.054
03-31-2011 82.45 69.479
12-31-2010 72.127 68.774
09-30-2010 70.654 68.419
06-30-2010 70.273 68.652
03-31-2010 70.26 69.444
12-31-2009 74.323 73.792
09-30-2009 77.167 73.322
06-30-2009 78.217 74.124
03-31-2009 76.667 73.45
12-31-2008 68.581 70.357
09-30-2008 67.014 68.031
06-30-2008 65.534 68.29
03-31-2008 65.918 68.256
12-31-2007 67.677 66.808
09-30-2007 67.493 65.619
06-30-2007 67.008 65.575
03-31-2007 67.923 66.171
12-31-2006 69.585 65.451
09-30-2006 69.529 64.293
06-30-2006 69.537 64.156
03-31-2006 73.473 64.533
12-31-2005 73.933 64.128
09-30-2005 73.658 62.651
06-30-2005 75.295 62.975
03-31-2005 79.111 63.334
12-31-2004 72.397 63.427
09-30-2004 71.11 61.842
06-30-2004 71.483 62.448
03-31-2004 69.238 62.877
12-31-2003 67.309 62.708
09-30-2003 66.934 61.397
06-30-2003 67.022 61.508
03-31-2003 67.444 62
12-31-2002 66.615 61.706